Terms and Conditions

Terms of Service

These terms and conditions govern your use of torynalivexsa's website and services. By accessing our website or using our services, you agree to be bound by these terms.

Last updated: August 9, 2025

Acceptance of Terms

By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions and our Privacy Policy.

Description of Services

torynalivexsa provides financial planning consultation services through subscription-based arrangements.

Our services include personal consultations, market analysis discussions, and strategic planning support. We do not provide regulated financial advice or manage client assets.

User Responsibilities

As a user of our services, you agree to:

  • Provide accurate and complete information during consultations
  • Use our services for lawful purposes only
  • Respect intellectual property rights
  • Maintain confidentiality of any login credentials
  • Notify us promptly of any changes to your contact information

Prohibited Uses

You may not use our services to:

  • Engage in any fraudulent or deceptive practices
  • Violate any applicable laws or regulations
  • Interfere with the security or functionality of our website
  • Upload or transmit malicious code or content
  • Attempt to gain unauthorised access to our systems

Intellectual Property Rights

All content on our website, including text, graphics, logos, and software, is owned by torynalivexsa or its licensors and protected by copyright and other intellectual property laws.

Copyright Notice: © 2025 torynalivexsa. All rights reserved. Registered in England and Wales.

Trademarks: torynalivexsa and related logos are trademarks of our company

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information. Privacy Policy

Payment Terms and Conditions

The following terms apply to all subscription payments:

Subscription Fees

Monthly subscription fee of £250 plus VAT at 20% (total £300 per month). Representative APR: Variable rate products available on application.

Refund Policy

Subscriptions can be cancelled with 30 days' notice. No refunds for partial months.

Cancellation Terms

Either party may terminate the subscription with 30 days written notice

Limitation of Liability

Our liability is limited as follows:

General Limitation

Our total liability shall not exceed the amount paid for services in the 12 months preceding any claim

Indemnification

You agree to indemnify torynalivexsa against any claims arising from your use of our services or breach of these terms.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently:

Alternative Dispute Resolution

Disputes may be resolved through mediation or arbitration before court proceedings

Any arbitration will be conducted under the rules of the Centre for Effective Dispute Resolution (CEDR)

Online Dispute Resolution

EU consumers may use the Online Dispute Resolution platform

Available at ec.europa.eu/consumers/odr Access EU ODR Platform

Termination of Services

We reserve the right to terminate or suspend services for breach of these terms or other reasonable grounds with appropriate notice.

Governing Law and Jurisdiction

These terms are governed by English law and subject to the exclusive jurisdiction of English courts.

Severability

If any provision of these terms is found unenforceable, the remaining provisions will continue in effect.

Entire Agreement

These terms, together with our Privacy Policy, constitute the entire agreement between you and torynalivexsa regarding use of our services.

Changes to These Terms

We may update these terms periodically. Significant changes will be communicated with reasonable advance notice.

Contact Information

For questions about these terms, contact us at contact@torynalivexsa.com or +44 151-423-176.

Company Name: torynalivexsa

Business Address: 42 Cannon Street, London EC4N 6JJ

Email Address: contact@torynalivexsa.com

Telephone: +44 151-423-176

By continuing to use our services, you acknowledge acceptance of these terms and conditions